Accepted Payment Methods

Shopping online with Big Save is super easy.

Browse our great selection of furniture and beds, find the perfect item you’ve been looking for and add it to your shopping cart.

We now accept the following payment methods at checkout:

Get it now. Pay it in 6. Interest Free. Easy.

Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Interest free.

1. Simply proceed to checkout as normal and select Laybuy as your payment method.
2. Log in or sign up and complete your order in seconds.
3. Choose your payment day, view your schedule and select pay now.
4. You’re done! your items are on their way. Payments will be taken each week automatically.

What do you need?

• A credit or debit card
• To be over 18 years of age
• To be living in New Zealand

Important to know

If you fail to make payment, you may be charged a late payment fee of $10. Sign up in seconds at the checkout or on the Laybuy website where you can also view full T&C’s www.laybuy.com

Note: Laybuy is only available when shopping online at www.bigsave.co.nz. Not currently available in stores.

OWN IT NOW. No Interest. Ever!

When you shop with Oxipay you can spread the cost of your purchase over 4 easy payments^, instead of paying the whole lot upfront. You only pay the cost of your purchase. There is no interest and no added fees, as long as you pay on time*.

1. Select Oxipay as your payment method at checkout
2. You will be asked to join Oxipay or log in if you’re already a member.
3. Nominate your New Zealand MasterCard or Visa credit or debit card and Oxipay will schedule your 4 fortnightly payments.

Who can use Oxipay?

• Live in New Zealand and be 18 years old or over
• Have a valid and verifiable email address and a New Zealand mobile telephone number
• Have a New Zealand MasterCard or Visa credit or debit card
• Have a New Zealand residential and shipping address
• Have a current New Zealand driver licence

Important to know

^ When you purchase with Oxipay, up to a maximum of $1,500, Oxipay pays the retailer and you pay in 4 instalments. The first instalment is due when you make a purchase, with 3 remaining instalments due every fortnight.

* A late fee of $10 is charged if Oxipay does not receive your payment by the due date. If you are past due by more than 7 days, your account may be passed to Oxipay’s Collections team where a $30 fee may be applied to your account.

For full terms and conditions or for more information please visit www.oxipay.co.nz

Pay the clever way. Shop now, pay later.

If you have a Gem Visa card, you can use it at the checkout like any other Visa or Mastercard credit card. Simply select the Visa/Mastercard option, enter your card details and you’re done!

Interest free fixed terms – Minimum monthly payments required.
*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

For more information please visit www.gemfinance.co.nz

For buying the things that matter.

Q Card / Q Mastercard is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays*.

If you have a Q Card or Q Mastercard, you can use it at the checkout like any other credit card. Simply select the Visa/Mastercard option, enter your card details and you’re done!

*For full terms and conditions or for more information please visit www.qcard.co.nz or www.qmastercard.co.nz.

It’s everywhere you want to be.

If you have a Visa credit or debit card, you can use it at the checkout. Simply select the Visa/Mastercard option, enter your card details and you’re done!

For full terms and conditions or for more information about your Visa please visit www.visa.co.nz

There are some things money can’t buy. For everything else, there’s Mastercard.

If you have a Mastercard credit or debit card, you can use it at the checkout. Simply select the Visa/Mastercard option, enter your card details and you’re done!

For full terms and conditions or for more information about your Mastercard please visit www.mastercard.co.nz

Additional payment methods accepted instore

We also accept a range of finance and alternative payment options instore.
Contact your nearest Big Save store to find the right payment solution for you.